Banana Muffins with Chocolate Chip Streusel Topping


Every once in a while I’ll buy my son a special treat from a certain coffee chain when we’re out shopping. It’s usually to keep him content in his stroller for a bit while I try clothes on, but I always try to remember to bring my own snacks from home for him.

There was one time where I bought him a piece of banana chocolate chip coffee cake. Like any good mother, I had to try a bite first to make sure it was acceptable to give to him! I’m so happy I did, because it was so packed with sugar and artificial banana flavorings that I’ll know now to never buy it again. Thankfully, my little guy isn’t much into sweets so he took one bite and spit it back out!

It did leave an impact on my taste buds though, because for the last month or so I’ve been trying to create my own version. You can make these muffins in a round cake pan and slice it into triangles like a coffee cake, but the muffin version is cleaner and more readily accessible for us. Little man will actually eat these too which is always a huge accomplishment for me! And better yet, depending on the ripeness of your bananas, you may not even need to add any sweetener!

Have you ever wondered why certain recipes call for you to cream the butter and sweetener first or to add the eggs in one at at time? I’m not formally trained in baking or cooking, but luckily for me there’s the internet with vast amounts of information out there! Recipes aren’t written haphazardly, I can assure you. Be sure to follow the steps in the order listed to ensure your muffins rise properly. 

Also, because this recipe uses only baking soda, and no baking powder, it is important to get the muffins into the oven promptly as the rising reaction occurs right when the baking soda is mixed with the acidic ingredient, in this case the vinegar. Don’t stress yourself out trying to spoon the batter in record time or anything, but don’t leave it sitting on the counter or fridge while you tidy up or run an errand.


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Banana Muffins with Chocolate Chip Streusel Topping

AUTHOR: Danielle Walker - AgainstAllGrain.com


  • 4 medium eggs, room temperature
  • 3 tablespoons honey (optional, but may be needed if bananas aren’t too sweet)
  • 1 teaspoon vanilla
  • 2 tablespoons coconut oil, softened
  • ½ teaspoon apple cider vinegar
  • ½ cup coconut flour
  • ¼ cup blanched almond flour
  • ½ teaspoon ground cinnamon
  • 1 teaspoon baking soda
  • ½ teaspoon salt
  • 3 overly ripe medium sized bananas (we’re talking big brown spots)
  • ¼ cup milk (I used coconut, but almond works well too)
  • ¼ cup chocolate chips (optional)

For the Streusel


  1. Preheat your oven to 350 degrees.
  2. Using a paddle attachment in a stand mixer, cream together the coconut oil, honey, and vanilla until is light and fluffy.
  3. Add your eggs one at a time, mixing well after each one. Add in the apple cider vinegar.
  4. In a separate bowl, combine the flours, cinnamon, baking soda and salt.
  5. Slowly incorporate the dry ingredients into the wet ingredients, scraping down the sides of the bowl if necessary.
  6. Mash the bananas and the milk in a bowl until it has reached a similiar consistency to baby food. Fold the banana mixture into the batter and the chocolate chips if you’re using them.
  7. Spoon the batter into muffin tins lined with cute parchment squares (thanks Martha!) or these handy and reusable silicone muffin cups. Fill to about ¾ full.
  8. For the streusel topping, chop the pecans, honey, and cinnamon in a blender or food processor until finely chopped. Mix in the chocolate chips, then sprinkle the mixture over the muffins.
  9. Bake for 15-20 minutes, until the tops have browned lightly and a toothpick comes out clean.
  10. I like the store anything made with coconut flour in the fridge for 3-4 days or the freezer for 3-4 months.
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  • Jamie

    I used tapioca instead of almond flour and I used frozen bananas and mine turned out great in case that helps anyone!!!

  • Maddy

    I made these last weekend and they were awesome! I pretty much followed the recipe exactly. The muffins came out moist and delicious. I have had success with all of Danielle’s recipes that I have tried below but I think this one is my absolute favorite so far. I have stored my muffins in the freezer. btw, I didnt have ripe bananas and didn’t want to wait, so I used this trick (http://www.onegoodthingbyjillee.com/2014/02/how-to-quickly-ripen-bananas-for-making-banana-bread.html) and it worked out perfectly! Also, my muffins took 30 mins to cook all the way through. I’m definitely making these again! (I really couldn’t believe they have no butter, sugar or flour!)

  • Ashley

    My muffins came out a bit “spongy”. Is this normal or should I have baked them longer? They were in the oven for 20 minutes, but I’m also baking at altitude. Any ideas?

  • Sandra

    I learnt a while ago that by freezing your bananas in the skin and then thawing them to use in banana breads and muffins, yielded a much more moister product, than if I had used just really overripe bananas. Once thawed, tear off the stem and the banana should just ooze out. I took out 3 frozen bananas for this one as well and didn’t t need the extra milk. Might want to experiment with this if you are looking for moist-ness!!!

  • Melissa

    Does it matter if I dont have a paddle attachment?